Protecting Your Identity This Tax Season: A Professional Guide

By Thomas Mallon, Allstate Insurance

Tax season is often a time of high stress, but the last thing you should have to worry about is your identity being compromised. Unfortunately, this period is a prime opportunity for identity thieves because your tax forms, such as a W-2, contain a treasure trove of sensitive data. From Social Security numbers to financial account details, this information is exactly what criminals need to commit tax identity theft or open fraudulent accounts in your name.

As an insurance professional, I’ve seen how devastating the fallout from identity theft can be. To help you stay secure, I’ve compiled five essential tips to safeguard your information during this critical time of year.

1. Understand How the IRS Actually Communicates

One of the most common threats is the impersonation scheme. Thieves often pretend to represent the IRS via email, social media, or phone calls to trick you into revealing sensitive data.

It is vital to remember that the IRS does not contact taxpayers through digital channels like email or social media. If you receive an electronic message regarding your taxes, it is likely fraudulent. If you are ever unsure about a piece of physical mail, visit IRS.gov to verify its authenticity before responding.

2. Monitor Your Physical Mailbox

During tax season, your mailbox becomes a high-value target because of the physical tax forms being delivered. If you notice you aren’t receiving expected bills or tax documents, take it as a serious warning sign that a thief might be stealing your mail. To eliminate this risk, I recommend requesting electronic forms from your employer and financial institutions whenever possible.

3. Strengthen Your Digital Defenses with Better Passwords

When filing your returns online, your first line of defense is a robust password. The IRS recommends moving away from simple words and instead using long-phrase passwords that incorporate a series of numbers and special characters. This makes it significantly harder for identity thieves to breach your filing accounts.

4. Use Only Secure Internet Connections

If you file electronically, never use public Wi-Fi. Public networks are often unsecured, meaning other people on the network may be able to see the personal and financial information you are entering. Always use a private, secure Wi-Fi connection when accessing financial accounts or tax documents.

5. Vet Your Tax Preparer Thoroughly

Thieves may pose as legitimate tax preparers to steal your information right from the source. Before handing over your documents, research your accountant to ensure they are ethical and legitimate. You can verify their credentials and qualifications through the official IRS tax preparer directory.

Proactive Protection

Following these steps can significantly minimize your risk. However, because threats exist year-round, you may also want to consider an identity theft protection plan. For example, our identity restoration plans start as low as $3 per month for individuals, providing peace of mind and professional help if your information is ever compromised.

The Heart of the Parade: Meet Grand Marshal Thomas J. O’Leary, Jr.

By Terrence Casey

When the bagpipes sound and the green line marches down West Springfield Road this March, Thomas J. O’Leary, Jr. will be at the front of the procession. A longtime resident and business owner, O’Leary was named the Grand Marshal of the 2026 Springfield Township St. Patrick’s Day Parade.

When first asked to lead the line, O’Leary said his reaction was one of genuine “shock.” His journey in Springfield has lasted nearly his entire life, beginning when his family moved to Delaware County when he was two years old. Today, he remains a fixture of the community, both as a retired veteran and a father whose children now help run the family business.

A Study in Contrast

To understand O’Leary is to understand the building he calls home. The O’Leary Funeral Home on Springfield Road is a study in purposeful contrast. The downstairs, open to the public, is lit with low, warm tones and classic decor. The carpets are meticulously maintained—a fitting environment for a man who said he prides himself on the smallest details in life and after death.

However, follow the stairs to the top floor and the atmosphere shifts. This is where O’Leary lives, in a space his daughter Peggy described as the childhood home for all six O’Leary siblings. Unlike the somber quiet of the showrooms below, the living quarters are bright, modern, and filled with old family photos. During a recent visit, O’Leary sat in this bright space, adjusting the buttons on his sport coat with the same precision he has applied to his work for over four decades.

A 24/7 Commitment

While the community knows O’Leary for his steady presence at the funeral home, his daughter, Katie O’Leary, recalled that this level of service required significant family sacrifice. According to Katie, her parents were a young couple determined to grow their business while remaining active in church and community volunteering. However, she noted that those activities often took a back seat when a call came in that a neighbor had passed away.

“His 24/7 devotion to the community and business was the ‘normal’ in our household,” Katie O’Leary said. She recalled many middle-of-the-night calls where her father would leave to assist a family in their home. She even remembered Christmas mornings where the six children waited to go to the attic to open presents because their father was out working. “There is no real schedule in his line of work,” she said, noting that both her mother and father understood and honored this commitment throughout their entire life together.

Roots in Service and Education

O’Leary attended Holy Cross, Monsignor Bonner, and Saint Joseph’s University. He remains a supporter of the local parochial school system. “Carol and I went to Catholic school, and my parents were devoted to volunteering for the church,” O’Leary said. “We wanted the same for our children.” He noted that his late wife, Carol, also appreciated that the children wore uniforms.

Before establishing his business in the township, O’Leary served as a Navy corpsman during the Vietnam War. He said that caring for the suffering in a high-pressure environment taught him the meaning of compassion. “I learned it’s more important to listen to people in their time of need,” O’Leary said. “When you are trying to help suffering people, it humbles you and makes you learn patience.”

A Professional Calling

O’Leary’s path to Springfield was paved by years of dedication to his craft. He recalled the days of attending embalming school in New York, making the daily commute to hone a skill set that requires technical ability and emotional intelligence. For 31 years, he assisted at a funeral home in Ardmore, eventually taking a step back as the owners’ sons grew into the business.

In 1976, he opened O’Leary Funeral Home, Ltd. in Springfield. His philosophy on the work is intimate and personal. When discussing the preparation of the deceased, O’Leary noted a preference for minimalism to maintain authenticity. “I don’t like to use makeup,” O’Leary said. “But if I do, I like to use theirs.” This focus on the individual has allowed him to develop deep ties within the community. “When we built O’Leary Funeral Home, we were honored to help people in their time of need,” he said. “It developed relationships and lasting friendships.”

Community Involvement

O’Leary’s history of volunteerism includes serving as Treasurer for the Primos/Secane Fire Company, the Knights of Columbus, and the Kiwanis Club. He recalled one specific instance during his time with the fire company that stood out.

“When Laura Bush visited our firehouse, I got a beep for work,” O’Leary said. Despite having been heavily involved in fundraising for the construction of the new garage, the Secret Service would not allow him back into the building once he had left to attend to his professional duties.

Behind his community efforts was a 50-year partnership with his wife, Carol. They raised six children while volunteering for various local organizations. “We enjoyed volunteering together,” O’Leary said. Today, that family legacy continues as his son, Tommy O’Leary III, and his daughters run the company, keeping the business moving with the same meticulous care their father established.

Leading the Parade

While O’Leary said he has spent most of his Saturdays over the last few decades working, he always met up with friends and family after the parade concluded. This year, he will lead the route. When he marches down Saxer Avenue on March 14, O’Leary said he will be thinking about the honor of being chosen and the fact that it is his daughter Colleen’s birthday.

The parade kicks off at noon on March 14, moving from West Springfield Road to the reviewing stand at Old Central School. When asked what advice he would give to young people looking to get involved in the township, O’Leary encouraged them to look to their immediate surroundings. “Get to know your neighbors and see what’s needed,” he said. “Do what you enjoy.”

Oh, Hail No! What to Do After a Hailstorm

By Thomas Foran, Cellucci Foran Insurance

A hailstorm just blew through your neighborhood, potentially leaving your roof and windows in its wake. Dealing with the aftermath of a storm can be stressful, but knowing the right steps to take can make the recovery process much smoother.

Initial Steps After the Storm

When the storm has passed and it is officially safe to go outside, you should immediately inspect your property for any damage to your car or home. I recommend contacting your insurance agent right away if you suspect hail damage has occurred.

As your agent, I know the “ins and outs” of your specific policy and can help you determine whether you should file a claim to cover the cost of repairs. To help your agent and the insurance adjuster, be sure to:

  • Record the date and timeframe of the storm.
  • Take photos of the damage to support your claim.

Identifying Common Signs of Hail Damage
Hail damage often appears in common areas like the roof, siding, windows, outdoor furniture, and vehicles.

Damage to Your Vehicle

  • Chipped or cracked windshields.
  • Dents on the roof or other body panels.
  • Minor dings or paint scratches.

Damage to Your Home

  • Dents in gutters or outside vents.
  • Chipped or cracked windows or skylights.
  • Damage appearing prominently on one side of the roof.
  • “Bruises” or dark spots on shingles in a random pattern.

While some damage is easy to spot, it can be difficult to tell the difference between hail impact, installation errors, or manufacturing defects. A trained insurance adjuster, such as those at Erie Insurance, is skilled at diagnosing these problems and distinguishing hail damage from regular wear and tear.

Hiring a Reliable Contractor

As you begin searching for a contractor to handle repairs, keep these tips in mind to avoid common scams:

  • Get multiple estimates: Don’t rely on a single quote. Research and get estimates from three to four different contractors to ensure you are getting fair pricing and quality work.
  • Verify credentials: Always ask to see their license and proof of insurance. Ensure both are authentic and up to date.
  • Check references: Ask if they have worked on similar projects and if their previous customers speak highly of them.
  • Watch for Storm Chasers: Beware of fraudulent roofing contractors who emerge after a storm. These “storm chasers” may pressure you into a quick decision or make offers that seem too good to be true.

Understanding Your Coverage

Hail damage can cost hundreds or even thousands of dollars, depending on the severity of the storm. Generally, most homeowners’ policies cover damage from hail and wind. However, because coverage can vary, it is vital to check the specifics of your policy with your agent.

Uncertainty is a part of life, but that is exactly why you have insurance. At Cellucci Foran Insurance, we can explain the options available through Erie Insurance and help you get a customized quote for your home.

Expert Article by Tom Foran of Cellucci Foran Insurance. Visit them online at www.CellucciForanInsurance.com or contact Tom at Tom@cfinsureme.com or by phone at 610-544-1908.

25
Feb, 2026

Adding Color to a Snow-Covered Town

By Terrence Casey

When freezing temperatures hit the Delaware Valley this winter, many residents retreated indoors. But at the corner of Summit and North Hillcrest Roads, Jess Badolato and her neighbors saw an opportunity for a colorful community project. What started as a creative challenge between two families soon transformed into a vibrant “rainbow igloo” that has been stopping traffic and spreading smiles throughout the neighborhood.

The project was a joint venture between the Badolatos and their neighbors across the street, the Arimotos. While the parents spearheaded the construction, the heart of the project was for the kids: Cammie and Chase Badolato along with Josephine and Emmaline Arimoto. “We obviously did this for the kids,” Jess Badolato said. “They all love to play outside in the snow, and we thought it would be a fun activity to all do together.”

The process was a study in patience and sub-freezing consistency. Using aluminum foil pans, the families froze hundreds of individual ice bricks tinted with food coloring, letting them set for 12 to 24 hours at a time. In total, the team dedicated about eight hours of labor over the course of a week to stack and secure the colorful blocks.

As the structure grew, so did the neighborhood’s interest. Neighbors frequently offered waves, encouragement, and positive feedback as they watched the rainbow walls take shape. (It even generated news coverage from CBSnews.) To add to the magic, the families even installed string lights to illuminate the igloo from within at night. The glowing display has become a local sensation, with neighbors often stopping to admire the colors or even asking to take family photos inside the icy masterpiece.

This Valentine’s Day, Show Your Pet Some Love

By Dr. Timothy Mann, Springfield Veterinary Hospital & Dental Clinic

Valentine’s Day isn’t just about romantic dinners and heart-shaped chocolates; it’s also a perfect moment to celebrate the unconditional love we receive from our pets. Whether they greet us with a wagging tail, a gentle purr, or a curious flick of the tongue, our animal companions enrich our lives every single day. This February 14th, consider sharing the love right back with a few thoughtful gestures tailored to your pet’s needs and personality.

  1. Give the Gift of Health
    Nothing says “I love you” like making sure your pet is healthy and comfortable. If your pet hasn’t had a wellness exam in the past year, Valentine’s Day is a great reminder to schedule one. Annual checkups allow us to detect potential issues early: dental disease, arthritis, weight changes, or underlying conditions that aren’t always obvious at home. For senior pets or those with chronic illnesses, twice-yearly visits may be recommended. A healthy pet is a happy pet, and preventive care is one of the greatest acts of love you can offer.
  2. Treats (In the Right Amounts)
    While humans enjoy chocolate on Valentine’s Day, our pets should definitely steer clear of it. Instead, treat them to something safe and species-appropriate. Dogs often love freeze-dried meats, peanut-butter-based treats (xylitol-free, of course!), or a puzzle toy filled with kibble. Cats may enjoy lickable purées or catnip-infused toys. The key: moderation. Just like us, pets can overdo it on the indulgences.
  3. Quality Time: The Ultimate Love Language
    Your companionship is your pet’s favorite gift. Take your dog on an extra-long walk, settle in for a dedicated play session with your cat’s favorite wand toy, or better yet, snuggle up on the sofa with your cat and dog to enjoy a movie (might we suggest Homeward Bound)! Give your pet the gift of your time doing their favorite things.  
  4. Enrichment That Comes from the Heart
    Consider adding something that brings joy year-round. A new scratching post, a chew-resistant toy, a comfy bed, interactive feeder or toy, there are so many options when it comes to spoiling our 4 legged friends! 
  5. Capture the Memories
    Lastly, use the day as an excuse for a mini photo session. These small snapshots of love become treasured keepsakes as the years go by.  Share your memories with us on social media by using #springfieldvetcares so we can see your fur babies this Valentines Day!

This Valentine’s Day, celebrate the bond you share. After all, the purest love often comes covered in fur!

Expert Article by Dr. Timothy Mann of Springfield Veterinary Hospital & Dental Clinic at 450 Baltimore Pike in Springfield, PA. Contact them by phone at 610-543-5555 or visit them online at SpringfieldVetPA.com

Getting Quotes for a New Roof

By Michael Shaw, Mikey Shaw Roofing

Your roof plays a critical role in protecting your home, making it one of its most essential components. When replacement becomes necessary, taking the time to research and select an experienced, properly credentialed contractor is key. Recommendations can come from many places, but it’s wise to look beyond a single source before reaching out. Talk with neighbors and relatives about who they hired and how the project went, and consider visiting a local roofing supplier to ask for contractor referrals.

Once you’ve done that, narrow your options and request quotes from three roofing professionals, preferably those with plenty of experience and great reviews. While pricing is important, it shouldn’t be your only focus. Estimates should generally fall within a close range of each other; larger gaps often indicate differences such as scope of work, heavy advertising costs or missing insurance or certifications. Reviewing and comparing the scope of work is one of the most important steps a homeowner can take. Each estimate should spell out the scope of work, including the number of existing shingle layers to be removed, along with specific materials such as the type of plywood if required, ice and water protection, shingle type, ridge ventilation and caps.

To help with your final decision, keep this checklist in mind:

  • Discuss scheduling, project length, dumpsters and material deliveries. Communication should stay consistent throughout the job.
  • During the estimate, ask about ventilation, insulation, decking condition, flashing and warranties. Ask if the contractor sees any potential issues—they should point them out.
  • Ask about manufacturer warranties covering materials and labor. Extended warranties can be costly, but proper installation should always meet code requirements.
  • Ask for local references and check out online reviews.
  • Trust your instincts and choose the company that feels right.

When the time comes to replace your roof, it is important to do your research and hire a reputable and knowledgeable company.

Expert Article on Home Improvement / Roofing provided by Mikey Shaw Roofing. For more information contact Mikey Shaw at 267-460-3784 or mshawroofingrequest@gmail.com. Website: MikeyShawRoofing.com

Delco250: A Countywide Celebration 250 Years in the Making

By Terrence Casey

As the United States prepares to mark the 250th anniversary of its founding, Delaware County is stepping forward in a big way. The national Semiquincentennial — guided by the U.S. Semiquincentennial Commission and its America250 Foundation — has been underway since 2020 and will culminate on July 4, 2026.

In Pennsylvania, the statewide America250PA Commission is working to make the milestone “EPIC”: Educate, Preserve, Innovate, Celebrate. Here in Delco, the local effort — America250PADelco — is bringing that vision to life with a mission to ignite imaginations, celebrate diverse stories, inspire service, and highlight 250 years of American history through Delco’s unique lens. Their goal is simple but ambitious: ensure that everyone who lives or works in Delaware County can find meaningful ways to participate and feel pride in being part of this historic moment.

Delco has always played an outsized role in the American story. William Penn first landed here in 1682, establishing our county as “Where Pennsylvania Began.” Today, the traditions of civic engagement and community spirit are still vibrant, — found in historic sites, bustling main streets, cultural institutions, natural spaces, and the everyday experiences that make Delco home. America250PADelco hopes to amplify that spirit through programs, partnerships, and celebrations that will resonate long after 2026.

A Call for Volunteers and Community Partners

A major part of the Semiquincentennial effort is mobilizing residents to serve their community. Through Delco Volunteers, all local nonprofits, groups, municipalities, and schools can register for a free Golden License and post 2026 volunteer opportunities. The county-wide call to service aims to inspire “We the People of Delco” to engage with our shared history, improve civic spaces, and work together to ensure we remain DelcoStrong for 250 More Years.

Organizations can also become Community Program Partners, co-creating this county-wide celebration. Whether it’s a parade, performance, exhibition, reenactment, day of service, tree planting, or neighborhood cleanup — any program with a tie to the 250th is welcome. Partners receive county-wide marketing support, new collaborative connections, fundraising guidance, website visibility, and the opportunity to be selected as a signature America250PADelco project.

As 2026 approaches, America250PADelco is creating space for every resident to join in — honoring our past, celebrating our present, and building a stronger future together.

Delaware County Black History

Exploring Upper Darby’s Underground Railroad Walking Tour

by Terrance Casey

Just minutes beyond Springfield lies a remarkable concentration of sites connected to one of the most courageous chapters in American history: the Underground Railroad.

Today, residents can explore this legacy through Upper Darby’s self‑guided Underground Railroad Walking Tour, a reflective journey across places where enslaved men, women, and children once sought freedom with the help of brave local abolitionists.

The walking tour highlights the deep abolitionist roots of the area, especially among the Garrett, Sellers, Rhoads, and Pennock families — names that appear again and again in the historical record. These families were part of a broad Quaker network in Delaware County actively resisting slavery long before the Civil War. Many belonged to the Pennsylvania Anti‑Slavery Society and supported the free‑produce movement, which encouraged boycotting goods made by enslaved labor.

One of the first stops on the tour is Thornfield, a key Underground Railroad station at 3218 Garrett Road. Owned over time by several members of the Garrett family, Thornfield played a vital role as freedom seekers traveled north. The house served as a link in a chain that extended from Wilmington — where famed abolitionist Thomas Garrett Jr. helped an estimated 2,700 people escape slavery — to stations throughout Upper Darby.

Not far away sits the former site of Riverview House, the birthplace of Thomas Garrett Jr. Built in the late 18th century, the home later sheltered fugitives on their way toward freedom. In an 1858 letter, Garrett described sending a woman and her seven children — Ann Maria Jackson and her family — to relatives in Upper Darby after their dramatic escape from Maryland.

The tour also includes Hoodland, now home to Sellers Library, once the residence of Abraham and Elizabeth Pennock. Abraham Pennock was a leader in the Pennsylvania Anti‑Slavery Society and editor of The Non‑Slaveholder, a periodical advocating a boycott of slave‑produced goods. His home became a gathering place for prominent abolitionists, including poets John Greenleaf Whittier and James Russell Lowell.

Other notable sites include the Museum at Arlington, which preserves letters, photographs, and artifacts belonging to the Garrett family. The museum documents Harriet Tubman’s connection to the area and includes items such as Thomas Garrett Jr.’s hat. Nearby, Sellers Hall, one of the oldest buildings in Delaware County, was once a station where as many as 30 freedom seekers found shelter at a single time.

The final stop brings visitors to Friends Southwestern Burial Ground, resting place of several key abolitionists whose homes and farms appear throughout the tour. This quiet cemetery ties together the personal histories of those who risked so much in service of freedom.

To plan your visit and access maps, background materials, and site descriptions, go to https://www.upperdarby.org/UndergroundRailroadWalkingTour.

What Size Heat Pump Do I need?

So, your trusty AC or furnace has finally thrown in the towel. You start researching replacement options and keep running into this thing called a heat pump.

It sounds high-tech, maybe even futuristic — but what is it, and more importantly, how do you know what size heat pump you actually need? Choosing the right size is not just about comfort — it also impacts your energy bills, the lifespan of your system, and even the air quality inside your home.

What Is a Heat Pump?

A heat pump is a versatile home comfort system that can heat and cool your space. Unlike traditional furnaces, which generate heat by burning fuel or electric resistance, a heat pump moves heat from one place to another — pulling warmth from the air, ground, or water outside your home and transferring it indoors during winter.

In the summer, the process reverses, and the system works like an air conditioner, removing heat from your home to keep it cool.

Because it moves heat rather than creating it, a heat pump can operate much more efficiently than conventional heating systems, helping homeowners save on energy bills while staying comfortable year-round.

Signs of a Properly-Sized Heat Pump

When properly sized, a heat pump will:

  • Maintain a consistent temperature throughout your home.
  • Operate efficiently without wasting energy.
  • Reduce wear and tear on components.
  • Improve indoor air quality with balanced humidity control.
  • Lower your monthly utility bills.

Signs of an Improperly-Sized Heat Pump

If your heat pump is the wrong size, you may notice:

  • Hot and cold spots around your home.
  • Higher-than-expected energy costs.
  • Frequent repairs or early breakdowns.
  • Excess humidity in the summer.
  • Constantly running or short cycling equipment.

Getting the size right from the start prevents these issues and ensures long-term comfort.

How Heat Pump Size Is Measured

Heat pumps are sized based on tonnage or BTUs (British Thermal Units).

  • Tonnage: Residential heat pumps typically range from 1.5 tons to 5 tons. One ton equals 12,000 BTUs of heating or cooling capacity.
  • BTUs: This is the actual measurement of heating or cooling power. For example, a 3-ton heat pump provides about 36,000 BTUs.

Typical Heat Pump Sizing by Home Size

  • Smaller Homes (around 1,000 sq. ft.): A system close to 2 tons, or about 24,000 BTUs.
  • Mid-Sized Homes (about 1,500–2,000 sq. ft.): A system between a 3-ton (36,000 BTU) and 4-ton (48,000 BTU) unit.
  • Larger Homes (2,500 sq. ft. and above): Bigger spaces typically call for a 4- to 5-ton system, delivering 48,000 to 60,000 BTUs.

Every home is unique, which means there is no universal sizing. Trusted HVAC professionals will perform a calculation to determine the exact size you need. Because so many factors are involved, professional calculations are always more reliable than online calculators or square-foot estimates alone.

Steps to Take Before Choosing a Heat Pump

If you’re considering a new heat pump, here’s what to do:

  1. Schedule a Home Energy Audit: This identifies insulation gaps, air leaks, and other issues that may affect your heating and cooling needs.
  2. Have a Load Calculation Performed: Your HVAC contractor from Murphy’s Plumbing will use Manual J standards rather than square-foot estimates.
  3. Consider Efficiency Ratings: To maximize performance, look for high SEER2 (cooling) and HSPF2 (heating) ratings.
  4. Think About Zoning: If you have a large home, zoning or multiple smaller units may be better than one oversized system.
  5. Discuss Options With a Professional: Every home is different, and your Murphy’s Plumbing pro can recommend the right size and model for your situation.

Murphy’s Plumbing for a Heat Pump Installation

When it comes to choosing the right heat pump size, there’s no one-size-fits-all answer. Your home’s square footage, insulation, climate, and many other factors all play a role. While it’s tempting to estimate, the safest — and most cost-effective — approach is to have a professional from Murphy’s Plumbing perform a detailed load calculation.

With the right heat pump size, installed correctly by an experienced HVAC contractor, you’ll enjoy consistent comfort and reliable performance for years to come. A heat pump can produce two to four times more heating output than the electricity it uses, so energy savings can also be achieved if you upgrade from a furnace or other form of heating.

For an on-site estimate, call the leading HVAC company in Broomall, at 610-461-6502 or request service online.